I am now at the point in my career where I am seriously contemplating a submission for early retirement. I know I have mentioned this before, but it fills my thoughts now on a daily basis. If I do, and am accepted, it will reduce my income significantly and I am unsure whether or not it is a wise move. I do know I am fairly miserable now, but I also know it can be worse. If I do and am accepted, I will return to school full time and hopefully get my Masters so I can teach. Then again, they may say no which would deny me a choice and leave only one path. Please pray for me and my family as we choose what path we should take. Thank you!