Author Topic: Is this possible to be debt free from student loans?  (Read 2446 times)

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Offline Shiny

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Re: Is this possible to be debt free from student loans?
« Reply #45 on: October 18, 2012, 12:10:03 AM »
Achronos is confusing legality with morality.

What you're proposing may be legal but it's certainly immoral for the very reasons Tallitot is pronouncing.
It ain't about right or wrong, it's about money.

There are many ways to pay for college, not all involving sketchy ethics.
Start naming them, and I'll check them off the list.
“There is your brother, naked, crying, and you stand there confused over the choice of an attractive floor covering.”

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Offline Justin Kissel

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Re: Is this possible to be debt free from student loans?
« Reply #46 on: October 18, 2012, 12:10:17 AM »
Yeah except not a single way I was referring to involves debt.

When I said I was finished with exotic dancing I meant it. Never again!

Offline Shiny

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Re: Is this possible to be debt free from student loans?
« Reply #47 on: October 18, 2012, 12:12:54 AM »
Yeah except not a single way I was referring to involves debt.

When I said I was finished with exotic dancing I meant it. Never again!
Oh baby.
“There is your brother, naked, crying, and you stand there confused over the choice of an attractive floor covering.”

– St. Ambrose of Milan

Offline ZealousZeal

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Re: Is this possible to be debt free from student loans?
« Reply #48 on: October 18, 2012, 12:30:14 AM »
Yeah except not a single way I was referring to involves debt.

When I said I was finished with exotic dancing I meant it. Never again!

And all of Pennsylvania wept at the loss!
"For this God is our God forever and ever; He will be our guide, even to the end." Psalm 48:14

Offline JamesRottnek

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Re: Is this possible to be debt free from student loans?
« Reply #49 on: October 18, 2012, 12:44:29 AM »
Achronos is confusing legality with morality.

What you're proposing may be legal but it's certainly immoral for the very reasons Tallitot is pronouncing.
It ain't about right or wrong, it's about money.

There are many ways to pay for college, not all involving sketchy ethics.

Most of those ways are called debt.

Yeah except not a single way I was referring to involves debt.

Having a friend spill soda all over a Wal-Mart aisle, and then slipping on it and suing?
I know a secret about a former Supreme Court Justice.  Can you guess what it is?

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Offline choy

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Re: Is this possible to be debt free from student loans?
« Reply #50 on: October 18, 2012, 02:41:37 AM »
Don't parents save up?  I know the costs are high, but of course you save up for it.  My parents saved up for mine and my sisters' education.  One of is is an MD, and me and my eldest sister even went to one of the most expensive (but of course top 3) universities in the Philippines.  We're not rich, but my parents planned on it.

Also not to mention, we went to private schools throughout (public schools have very low standards in the Philippines, they are underfunded in so many ways).

Offline Tallitot

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Re: Is this possible to be debt free from student loans?
« Reply #51 on: October 18, 2012, 07:16:07 AM »
here's how I did it:I got a job saved some money and continued working while in school. my amount of student debt on graduation was $0.00.
Proverbs 22:7

Online Cyrillic

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Re: Is this possible to be debt free from student loans?
« Reply #52 on: October 18, 2012, 07:43:34 AM »
Move to Scotland and study there, it's freeeeeeee.
At nunc desertis cessant sacraria lucis:
aurum omnes victa iam pietate colunt.
-Propertius, Elegies III.XIII:47-48

νίκας τοῖς Βασιλεῦσι κατὰ βαρβάρων δωρούμενος

Offline Kerdy

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Re: Is this possible to be debt free from student loans?
« Reply #53 on: October 18, 2012, 08:48:31 AM »
Move to Scotland and study there, it's freeeeeeee.
But only for citizens, right?

Online Cyrillic

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Re: Is this possible to be debt free from student loans?
« Reply #54 on: October 18, 2012, 08:52:13 AM »
Move to Scotland and study there, it's freeeeeeee.
But only for citizens, right?

IIRC, no. Don't hold it to me, though.
« Last Edit: October 18, 2012, 08:52:29 AM by Cyrillic »
At nunc desertis cessant sacraria lucis:
aurum omnes victa iam pietate colunt.
-Propertius, Elegies III.XIII:47-48

νίκας τοῖς Βασιλεῦσι κατὰ βαρβάρων δωρούμενος

Offline katherineofdixie

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Re: Is this possible to be debt free from student loans?
« Reply #55 on: October 18, 2012, 09:34:58 AM »
Move to Georgia. The HOPE Scholarship is still available. For now, at least. Of course, you won't be able to find a job.
"If but ten of us lead a holy life, we shall kindle a fire which shall light up the entire city."

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Online Cyrillic

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Re: Is this possible to be debt free from student loans?
« Reply #56 on: October 18, 2012, 09:37:24 AM »
Move to Georgia. The HOPE Scholarship is still available. For now, at least. Of course, you won't be able to find a job.

Why would he move to the Caucasus when he can go to Scotland?

Oh wait, I know, Georgia is majority Orthodox.
« Last Edit: October 18, 2012, 09:38:27 AM by Cyrillic »
At nunc desertis cessant sacraria lucis:
aurum omnes victa iam pietate colunt.
-Propertius, Elegies III.XIII:47-48

νίκας τοῖς Βασιλεῦσι κατὰ βαρβάρων δωρούμενος

Offline Tallitot

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Re: Is this possible to be debt free from student loans?
« Reply #57 on: October 18, 2012, 09:42:57 AM »
Move to Georgia. The HOPE Scholarship is still available. For now, at least. Of course, you won't be able to find a job.

Why would he move to the Caucasus when he can go to Scotland?

Oh wait, I know, Georgia is majority Orthodox.
Depends which Georgia.
Proverbs 22:7

Offline Αριστοκλής

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Re: Is this possible to be debt free from student loans?
« Reply #58 on: October 18, 2012, 09:53:39 AM »
Achronos is confusing legality with morality.

What you're proposing may be legal but it's certainly immoral for the very reasons Tallitot is pronouncing.
He certainly is confusing the two, and it's so disappointing coming from a newly illuminated Orthodox.
His scheme most surely is immoral stemming from a fundamental lack of ethics. AND by planning ahead to not repay he crosses the line of legality - obtaining funds under false pretenses, a felony in many states, a crime of some sort in all.
Unless he already has in hand CCs with sufficient lines of credit he will lie (illegal) on his applications (current income, employment, and/or household income). He will intend to break his contract. If he has sufficient lines of credit already he STILL is planning an illegal action.
I cannot believe I read here other Orthodox encouraging this scheme.
"Religion is a neurobiological illness and Orthodoxy is its cure." - Fr. John S. Romanides

Offline William

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Re: Is this possible to be debt free from student loans?
« Reply #59 on: October 18, 2012, 10:17:23 AM »
Achronos is confusing legality with morality.

What you're proposing may be legal but it's certainly immoral for the very reasons Tallitot is pronouncing.
It ain't about right or wrong, it's about money.

There are many ways to pay for college, not all involving sketchy ethics.
Start naming them, and I'll check them off the list.

I've listed some. Here's mo:

-Get Mitt Romney to pay for your college
-Get a degree in something specific enough that a prospective employer will pay for you (my cousin has gotten a degree this way)
-Go to a university that pays for the tuition you can't afford based on your income
-Slip in WalMart and sue
-Go to the EU
-Sell lemonade
-Have a parent working at the college (like me)
Apart from moral conduct, all that man thinks himself able to do in order to become acceptable to God is mere superstition and religious folly. - Immanuel Kant

Offline Kerdy

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Re: Is this possible to be debt free from student loans?
« Reply #60 on: October 18, 2012, 04:41:22 PM »
Move to Scotland and study there, it's freeeeeeee.
But only for citizens, right?

IIRC, no. Don't hold it to me, though.
I'll have to check it out.  Been looking for a reason to move to Scotland.

Offline JamesR

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Re: Is this possible to be debt free from student loans?
« Reply #61 on: October 18, 2012, 05:11:31 PM »
I think that most people get in debt with student loans because they waste their money on pointless Liberal Arts Degrees thinking that any degree will help them make money, or they are spoiled and fooled by the media wanting to attend the greatest Universities when in reality a cheaper college is also just as perfectly capable of giving you the degree you want as a University is. Or, my favorite, they go into college with no idea on what they want to pursue and get themselves indebt because they believed in all that crap that education is more important than the degree or profession itself.
...Or it's just possible he's a mouthy young man on an internet forum.
In the infinite wisdom of God, James can be all three.

Offline Kerdy

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Re: Is this possible to be debt free from student loans?
« Reply #62 on: October 18, 2012, 06:15:09 PM »
I think that most people get in debt with student loans because they waste their money on pointless Liberal Arts Degrees thinking that any degree will help them make money, or they are spoiled and fooled by the media wanting to attend the greatest Universities when in reality a cheaper college is also just as perfectly capable of giving you the degree you want as a University is. Or, my favorite, they go into college with no idea on what they want to pursue and get themselves indebt because they believed in all that crap that education is more important than the degree or profession itself.
Right, so what about the 1% of people this doesn't apply.

Offline Kerdy

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Re: Is this possible to be debt free from student loans?
« Reply #63 on: October 18, 2012, 10:47:28 PM »
Universities are about making money.  Education is a secondary concern.  Switch colleges and you will see what I mean.  Not to mention all the pointless courses required completely unrelated to the major.  Then we have to cost.  Community or Vocational colleges is the way to go, depending on what you want to do.

Offline Shiny

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Re: Is this possible to be debt free from student loans?
« Reply #64 on: October 18, 2012, 10:51:01 PM »
Money before education. See the problem?
“There is your brother, naked, crying, and you stand there confused over the choice of an attractive floor covering.”

– St. Ambrose of Milan

Offline HabteSelassie

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Re: Is this possible to be debt free from student loans?
« Reply #65 on: October 18, 2012, 11:40:18 PM »
Greetings in that Divine and Most Precious Name of Our Lord and Savior Jesus Christ!


The real question is, what colleges are you actually looking at and have you went to their financial aid offices?

stay blessed,
habte selassie
« Last Edit: October 18, 2012, 11:40:51 PM by HabteSelassie »
"Yet stand aloof from stupid questionings and geneologies and strifes and fightings about law, for they are without benefit and vain." Titus 3:10

Offline Justin Kissel

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Re: Is this possible to be debt free from student loans?
« Reply #66 on: October 18, 2012, 11:45:22 PM »
I've found college aid people to be rather like military recruiters... they'll tell you what you want to hear if it will get you to sign with them.

Offline Justin Kissel

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Re: Is this possible to be debt free from student loans?
« Reply #67 on: October 19, 2012, 12:14:38 AM »
Still thinking about moving back to Pennsylvania?

Offline Αριστοκλής

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Re: Is this possible to be debt free from student loans?
« Reply #68 on: October 19, 2012, 12:23:16 AM »
Still thinking about moving back to Pennsylvania?

Please, no.
"Religion is a neurobiological illness and Orthodoxy is its cure." - Fr. John S. Romanides

Offline Shiny

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Re: Is this possible to be debt free from student loans?
« Reply #69 on: October 19, 2012, 12:26:26 AM »
Saw this article?

Student-loan debt is a good investment
http://www.marketwatch.com/story/student-loan-debt-is-a-good-investment-2012-10-15
“There is your brother, naked, crying, and you stand there confused over the choice of an attractive floor covering.”

– St. Ambrose of Milan

Offline Shiny

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Re: Is this possible to be debt free from student loans?
« Reply #70 on: October 19, 2012, 12:26:52 AM »
Still thinking about moving back to Pennsylvania?

Please, no.
What's your address? We can be neighbors. ;D

Maybe you can come over and watch PBS sometime.
“There is your brother, naked, crying, and you stand there confused over the choice of an attractive floor covering.”

– St. Ambrose of Milan

Offline Αριστοκλής

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Re: Is this possible to be debt free from student loans?
« Reply #71 on: October 19, 2012, 07:33:27 AM »
Still thinking about moving back to Pennsylvania?

Please, no.
What's your address? We can be neighbors. ;D

Maybe you can come over and watch PBS sometime.

I already have yours but will decline the offer now. I think all the Section 8 housing around here is filled up. Thanks anyway.
"Religion is a neurobiological illness and Orthodoxy is its cure." - Fr. John S. Romanides

Offline Fotina02

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Re: Is this possible to be debt free from student loans?
« Reply #72 on: October 19, 2012, 08:43:16 AM »
Study free online.

Scott Young - Can you get an MIT education for $2,000?

http://www.youtube.com/watch?feature=player_embedded&v=piSLobJfZ3c


Offline vamrat

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Re: Is this possible to be debt free from student loans?
« Reply #73 on: October 24, 2012, 05:50:02 PM »
Money before education. See the problem?

- You could join an eeeeevil trade union.  Then you will not only pee off 1%'ers but also learn a trade.
- Join the navy and see the seven seas.  If they don't learn you a trade they will pay for someone else to learn you it.  Or you could just make it a career.
- Reopen the slave trade.  I say we start with debt bondage since it is already pretty much legal and won't attract as much media attention.  Then we can move it up a notch and start abducting yuppies from the suburbs and holding meat markets in Chinatown.
- Work a crappy job but go to a community school and learn a real trade like welding.  You do have to be smarter than the system.
- Brigandage.  If I get fired that's what I'm going to do.  I might even save up enough money to start my own drug cartel.
- Merchant Marine.  My brother knows some guys who did pretty well in that trade.  It's kinda like #2 but without all the homosexual implications.
Das ist des Jägers Ehrenschild, daß er beschützt und hegt sein Wild, weidmännisch jagt, wie sich’s gehört, den Schöpfer im Geschöpfe ehrt.

Offline choy

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Re: Is this possible to be debt free from student loans?
« Reply #74 on: October 24, 2012, 05:58:08 PM »
Money before education. See the problem?

- You could join an eeeeevil trade union.  Then you will not only pee off 1%'ers but also learn a trade.
- Join the navy and see the seven seas.  If they don't learn you a trade they will pay for someone else to learn you it.  Or you could just make it a career.
- Reopen the slave trade.  I say we start with debt bondage since it is already pretty much legal and won't attract as much media attention.  Then we can move it up a notch and start abducting yuppies from the suburbs and holding meat markets in Chinatown.
- Work a crappy job but go to a community school and learn a real trade like welding.  You do have to be smarter than the system.
- Brigandage.  If I get fired that's what I'm going to do.  I might even save up enough money to start my own drug cartel.
- Merchant Marine.  My brother knows some guys who did pretty well in that trade.  It's kinda like #2 but without all the homosexual implications.

My cousins here in Canada went to a community college for the basic courses, then transfered to a university to get the major courses.  Saved a lot of money than taking the basic courses in the University.

Offline JamesRottnek

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Re: Is this possible to be debt free from student loans?
« Reply #75 on: October 24, 2012, 07:57:28 PM »
Money before education. See the problem?

- You could join an eeeeevil trade union.  Then you will not only pee off 1%'ers but also learn a trade.
- Join the navy and see the seven seas.  If they don't learn you a trade they will pay for someone else to learn you it.  Or you could just make it a career.
- Reopen the slave trade.  I say we start with debt bondage since it is already pretty much legal and won't attract as much media attention.  Then we can move it up a notch and start abducting yuppies from the suburbs and holding meat markets in Chinatown.
- Work a crappy job but go to a community school and learn a real trade like welding.  You do have to be smarter than the system.
- Brigandage.  If I get fired that's what I'm going to do.  I might even save up enough money to start my own drug cartel.
- Merchant Marine.  My brother knows some guys who did pretty well in that trade.  It's kinda like #2 but without all the homosexual implications.

If you start up that drug cartel, let me know; I've been looking for work.
I know a secret about a former Supreme Court Justice.  Can you guess what it is?

The greatest tragedy in the world is when a cigarette ends.

American Spirits - the eco-friendly cigarette.

Preston Robert Kinney (September 8th, 1997-August 14, 2011

Offline vamrat

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Re: Is this possible to be debt free from student loans?
« Reply #76 on: October 24, 2012, 11:07:10 PM »
Money before education. See the problem?

- You could join an eeeeevil trade union.  Then you will not only pee off 1%'ers but also learn a trade.
- Join the navy and see the seven seas.  If they don't learn you a trade they will pay for someone else to learn you it.  Or you could just make it a career.
- Reopen the slave trade.  I say we start with debt bondage since it is already pretty much legal and won't attract as much media attention.  Then we can move it up a notch and start abducting yuppies from the suburbs and holding meat markets in Chinatown.
- Work a crappy job but go to a community school and learn a real trade like welding.  You do have to be smarter than the system.
- Brigandage.  If I get fired that's what I'm going to do.  I might even save up enough money to start my own drug cartel.
- Merchant Marine.  My brother knows some guys who did pretty well in that trade.  It's kinda like #2 but without all the homosexual implications.

If you start up that drug cartel, let me know; I've been looking for work.

You'll have to do your time in the brigandage outfit first.   :D
Das ist des Jägers Ehrenschild, daß er beschützt und hegt sein Wild, weidmännisch jagt, wie sich’s gehört, den Schöpfer im Geschöpfe ehrt.

Offline JamesRottnek

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Re: Is this possible to be debt free from student loans?
« Reply #77 on: October 24, 2012, 11:40:50 PM »
Money before education. See the problem?

- You could join an eeeeevil trade union.  Then you will not only pee off 1%'ers but also learn a trade.
- Join the navy and see the seven seas.  If they don't learn you a trade they will pay for someone else to learn you it.  Or you could just make it a career.
- Reopen the slave trade.  I say we start with debt bondage since it is already pretty much legal and won't attract as much media attention.  Then we can move it up a notch and start abducting yuppies from the suburbs and holding meat markets in Chinatown.
- Work a crappy job but go to a community school and learn a real trade like welding.  You do have to be smarter than the system.
- Brigandage.  If I get fired that's what I'm going to do.  I might even save up enough money to start my own drug cartel.
- Merchant Marine.  My brother knows some guys who did pretty well in that trade.  It's kinda like #2 but without all the homosexual implications.

If you start up that drug cartel, let me know; I've been looking for work.

You'll have to do your time in the brigandage outfit first.   :D

As long as the pay's decent...
I know a secret about a former Supreme Court Justice.  Can you guess what it is?

The greatest tragedy in the world is when a cigarette ends.

American Spirits - the eco-friendly cigarette.

Preston Robert Kinney (September 8th, 1997-August 14, 2011

Offline vamrat

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Re: Is this possible to be debt free from student loans?
« Reply #78 on: October 25, 2012, 03:36:56 PM »
Money before education. See the problem?

- You could join an eeeeevil trade union.  Then you will not only pee off 1%'ers but also learn a trade.
- Join the navy and see the seven seas.  If they don't learn you a trade they will pay for someone else to learn you it.  Or you could just make it a career.
- Reopen the slave trade.  I say we start with debt bondage since it is already pretty much legal and won't attract as much media attention.  Then we can move it up a notch and start abducting yuppies from the suburbs and holding meat markets in Chinatown.
- Work a crappy job but go to a community school and learn a real trade like welding.  You do have to be smarter than the system.
- Brigandage.  If I get fired that's what I'm going to do.  I might even save up enough money to start my own drug cartel.
- Merchant Marine.  My brother knows some guys who did pretty well in that trade.  It's kinda like #2 but without all the homosexual implications.

If you start up that drug cartel, let me know; I've been looking for work.

You'll have to do your time in the brigandage outfit first.   :D

As long as the pay's decent...

You work on commission. 
Das ist des Jägers Ehrenschild, daß er beschützt und hegt sein Wild, weidmännisch jagt, wie sich’s gehört, den Schöpfer im Geschöpfe ehrt.

Offline JamesRottnek

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Re: Is this possible to be debt free from student loans?
« Reply #79 on: October 25, 2012, 07:02:05 PM »
Money before education. See the problem?

- You could join an eeeeevil trade union.  Then you will not only pee off 1%'ers but also learn a trade.
- Join the navy and see the seven seas.  If they don't learn you a trade they will pay for someone else to learn you it.  Or you could just make it a career.
- Reopen the slave trade.  I say we start with debt bondage since it is already pretty much legal and won't attract as much media attention.  Then we can move it up a notch and start abducting yuppies from the suburbs and holding meat markets in Chinatown.
- Work a crappy job but go to a community school and learn a real trade like welding.  You do have to be smarter than the system.
- Brigandage.  If I get fired that's what I'm going to do.  I might even save up enough money to start my own drug cartel.
- Merchant Marine.  My brother knows some guys who did pretty well in that trade.  It's kinda like #2 but without all the homosexual implications.

If you start up that drug cartel, let me know; I've been looking for work.

You'll have to do your time in the brigandage outfit first.   :D

As long as the pay's decent...

You work on commission. 

That sounds fine to me
I know a secret about a former Supreme Court Justice.  Can you guess what it is?

The greatest tragedy in the world is when a cigarette ends.

American Spirits - the eco-friendly cigarette.

Preston Robert Kinney (September 8th, 1997-August 14, 2011