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Author Topic: $476 million  (Read 4013 times) Average Rating: 0
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« Reply #45 on: March 29, 2012, 07:54:18 PM »

I was listening to the news earlier today and they had some "experts" giving advice on what to do if you win. The most sensible: consult financial and tax advisers before claiming the prize, keep your mouth shut about it until you do. Least sensible to me; keep working, since the lump sum is 'only" about $250M after taxes or $19M a year on the annuity. If I can't live on $19M/year I've got a problem.

The annuity is what 2.5% interest? If you take that then get maybe 5-20% on top of that annuity it might be best instead of getting a lump sum. But I don't trust what is it a 30 year payout period? I want the lump sum.
26 year annuity. about $19M/year on $500M
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« Reply #46 on: March 29, 2012, 07:57:52 PM »

And you see with a 19 million annuity, I mean honestly I don't see myself even blowing that much.

I want to live very humbly when I win. I don't even want a mansion, just a small little house.
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« Reply #47 on: March 29, 2012, 08:03:20 PM »

That's why it intrigued me that Suze Orman said whoever wins should keep working.
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« Reply #48 on: March 29, 2012, 08:06:27 PM »

Only if you love what you do, I guess. Peronally for me I couldn't stand working.

I'd probably still work until all the details from my attorneys, financial and tax advisors are ironed out and I claim the ticket. Then I will quit.
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« Reply #49 on: March 29, 2012, 08:18:05 PM »

Since I work in healthcare, as much as I love whta I do I'd quit. One of my dreams for retirement has been to form a group of other ritired nurses and other practitioners to do community health teaching. I could do that.
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« Reply #50 on: March 30, 2012, 01:15:16 PM »

I INTERRUPT YOUR REGULARLY SCHEDULED ORTHODOX PROGRAMMING TO BRING YOU A SPECIAL ANNOUNCMENT. AS OF MARCH 30TH 2012 THE MEGA MILLIONS HAS REACHED 640 MILLION DOLLARS, I REPEAT 640 MILLION DOLLARS
« Last Edit: March 30, 2012, 01:33:30 PM by Achronos » Logged

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« Reply #51 on: March 30, 2012, 01:25:20 PM »

I INTERRUPT YOUR REGULARLY SCHEDULED ORTHODOX PROGRAMMING TO BRING YOU A SPECIAL ANNOUNCMENT. AS OF MARCH 30TH 2012 THE MEGA MILLIONS HAS REACHED 640 MILLION DOLLARS, I REPEAT 640 MILLION DOLLARS

Anyway, wow Tallitot that seems pretty neat.

that's freaking insane. Definitely going to be multiple winners...
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« Reply #52 on: March 30, 2012, 01:33:10 PM »

Oh there will be atleast a mininum of 6 winners.

A 10% chance no winning ticket will be drawn.

LETS GET TO A BILLION
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« Reply #53 on: March 30, 2012, 01:40:40 PM »

Oh there will be atleast a mininum of 6 winners.

A 10% chance no winning ticket will be drawn.

LETS GET TO A BILLION

this kind of hype is the reason why lotteries are made...i wonder when is the latest time to buy tix, since the drawing is tonight at 11?
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« Reply #54 on: March 30, 2012, 01:42:19 PM »

Well I think it's 7pm MST for me. Better get it early though.
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« Reply #55 on: March 30, 2012, 01:51:07 PM »

Oh there will be atleast a mininum of 6 winners.

A 10% chance no winning ticket will be drawn.

LETS GET TO A BILLION

this kind of hype is the reason why lotteries are made...i wonder when is the latest time to buy tix, since the drawing is tonight at 11?

the guy at the store i get cig's at told me the machine stops printing tickets at 10:45pm eastern.
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« Reply #56 on: March 30, 2012, 01:53:09 PM »

I kind of wish I had such a disposable income that I could easily blow 100-500 dollars worth of tickets. It's stupid, but there's people who do it. like the winner of the 345 million jackpot on the Powerball a few years back. Dude was already a millionaire but would spend thousand and thousands of dollars on tickets so of course he was going to win.
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« Reply #57 on: March 30, 2012, 01:55:35 PM »

funny thing...each ticket has the same odds of winning, whether you buy 1 or 1,000.
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« Reply #58 on: March 30, 2012, 01:59:36 PM »

The probability of each ticket is the same, yes, but we're talking about the cumulative probability of one of your many tickets of winning.

Think of it this way. I'm thinking of a number between 1 and 10. If you can only guess once, you have a 1/10 chance of guessing my number. If you can guess twice, you don't have a 1/8 chance of guessing my number, you have a 2/10 chance of guessing my number, aka 1/5.
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« Reply #59 on: March 30, 2012, 02:17:23 PM »


Can you imagine how much good you can do if you win this money?
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« Reply #60 on: March 30, 2012, 02:18:28 PM »


Can you imagine how much good you can do if you win this money?

I'm not saying this out of some false humility or vanity or whatever, but I sincerely would just donate it it all if I won. To whom? I would have no idea. I'd love to end poverty.

But you know what? When you win that money, I wonder how much it changes a person.
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« Reply #61 on: March 30, 2012, 02:23:02 PM »

I don't know if people are already doing this now, like giving up their life savings or selling their items just to get tickets, but could you honestly imagine if this lottery swells to a billion?

I mean think about how many people would put their own lives at risk just to get that kind of a prize.
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« Reply #62 on: March 30, 2012, 02:34:49 PM »

I don't know if people are already doing this now, like giving up their life savings or selling their items just to get tickets, but could you honestly imagine if this lottery swells to a billion?

I mean think about how many people would put their own lives at risk just to get that kind of a prize.

Yeah, you'd be surprised. I know folks who work in low paying jobs like housekeeping and dietary who spend a couple of hundred bucks a week on lottery tickets. The other day at the grocery store i saw someone buy $100 of the scratchers at once. i knew a clerical person who took a credit card cash advance to buy tickets. wow.
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« Reply #63 on: March 30, 2012, 02:40:56 PM »

Don't tell me people use EBT cards to get lottery tickets.
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« Reply #64 on: March 30, 2012, 02:46:31 PM »

Don't tell me people use EBT cards to get lottery tickets.
How did you get that out my post? EBT cards can be used for certain purchases, they are rejected if you try to buy other things.
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« Reply #65 on: March 30, 2012, 02:47:20 PM »

I said that to imply a question if people use EBT cards to get lottery tickets. I wouldn't be surprised.
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« Reply #66 on: March 30, 2012, 02:51:27 PM »

Don't tell me people use EBT cards to get lottery tickets.
How did you get that out my post? EBT cards can be used for certain purchases, they are rejected if you try to buy other things.
Its easy to fake. I've watched such things be done.

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« Reply #67 on: March 30, 2012, 03:09:13 PM »

"A café worker in Arizona reported selling $2,600 worth of tickets to one buyer, while a retired soldier in Wisconsin doubled his regular weekly ticket spending to $55. But each would have to put down millions more to guarantee a win..."

http://xfinity.comcast.net/articles/news-general/20120330/US.MegaMillions.Long.Odds/?cid=hero_media
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« Reply #68 on: March 30, 2012, 03:45:39 PM »

more insanity:
http://thebiglead.com/index.php/2012/03/30/chris-singleton-the-washington-wizards-rookie-is-going-to-spend-10000-on-mega-millions-lottery-tickets/
"Chris Singleton, a rookie forward on the Washington Wizards, tweeted he plans to spend..."
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« Reply #69 on: March 30, 2012, 03:49:14 PM »

My cousin just posted on facebook that he's won. Sorry guys! Maybe next time. Anyway, I need to get back to facebook to start reminding him of all the good times we had together as teenagers...  Tongue
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« Reply #70 on: March 30, 2012, 04:17:25 PM »

If you were the only winner and purchased every single possible combination you would end up with a net lump before taxes of:

$462,000,000 - $175,711,536 = $286,288,464

However if you add taxes into the mix:

Federal Tax: $462,000,000 * 35% = $161,700,000
Social Security: $110,100 *4.6% (you get a credit for the ER portion of the tax) = $5,064.60
Medicare: $462,000,000 * 1.45% = $6,699,000
State Tax: (I'll use Illinois since it's easy): $462,000,000 * 5% = $23,100,000

So if you bought every ticket and lived in Illinois as a sole winner that would end up being:

$462,000,000 - $175,711,536 - $161,700,000 - $5,064.60 - $6,699,000 - $23,100,000 = $94,784,399.40

Of course that is assuming you live in Illinois. If you live in say New Jersey, it will be less.

-Nick
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« Reply #71 on: March 30, 2012, 04:18:12 PM »

Yeah screw Chris Singleton. People like him tick me off because this game is designed for the poor and middle class.

I honestly don't know what I'd do if I won. If I survived the initial shock without having a heart attack, I'd just put the ticket in a safe deposit box and continue with my normal routine for a few weeks so no one would suspect it was me. Then I'd find a great lawyer and financial adviser and do the whole anonymous claim thing and secret trust fund.

After that I'd quit my job, and probably instigate a nasty fight with my girlfriend to trigger a mutual breakup. Then I would legally change my name, get plastic surgery to completely alter my appearance, and start looking for a nice private island with over 2,000 acres in a remote corner of the world. I'd hire 7 ex Navy Seals for security, and start building a secret research silo beneath the island. I'd scour the earth for the best minds in genetic hybrid animal breeding and pay them handsomely for creating strange and wonderful creatures to inhabit and patrol my island. The pitbull-tiger would defend the land, and my komono dragon-alligators would secure the sea. Other creatures would be created purely for aesthetic reasons, and all would love me dearly.

Then I'd probably send an anonymous check to all my family members for 5 million and live out the remainder of my days in a drug fueled haze while expanding my little kingdom.



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« Reply #72 on: March 30, 2012, 04:20:48 PM »

If you were the only winner and purchased every single possible combination you would end up with a net lump before taxes of:

$462,000,000 - $175,711,536 = $286,288,464

However if you add taxes into the mix:

Federal Tax: $462,000,000 * 35% = $161,700,000
Social Security: $110,100 *4.6% (you get a credit for the ER portion of the tax) = $5,064.60
Medicare: $462,000,000 * 1.45% = $6,699,000
State Tax: (I'll use Illinois since it's easy): $462,000,000 * 5% = $23,100,000

So if you bought every ticket and lived in Illinois as a sole winner that would end up being:

$462,000,000 - $175,711,536 - $161,700,000 - $5,064.60 - $6,699,000 - $23,100,000 = $94,784,399.40

Of course that is assuming you live in Illinois. If you live in say New Jersey, it will be less.

-Nick
So basically it's not worth it.
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« Reply #73 on: March 30, 2012, 04:25:58 PM »

Yeah screw Chris Singleton. People like him piss me off because this game is designed for the poor and middle class.

The lottery has been amusingly referred to as a tax on people who are bad at math.

-Nick
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« Reply #74 on: March 30, 2012, 04:28:17 PM »

Yeah screw Chris Singleton. People like him piss me off because this game is designed for the poor and middle class.

The lottery has been amusingly referred to as a tax on people who are bad at math.

-Nick
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« Reply #75 on: March 30, 2012, 04:43:07 PM »

If you were the only winner and purchased every single possible combination you would end up with a net lump before taxes of:

$462,000,000 - $175,711,536 = $286,288,464

However if you add taxes into the mix:

Federal Tax: $462,000,000 * 35% = $161,700,000
Social Security: $110,100 *4.6% (you get a credit for the ER portion of the tax) = $5,064.60
Medicare: $462,000,000 * 1.45% = $6,699,000
State Tax: (I'll use Illinois since it's easy): $462,000,000 * 5% = $23,100,000

So if you bought every ticket and lived in Illinois as a sole winner that would end up being:

$462,000,000 - $175,711,536 - $161,700,000 - $5,064.60 - $6,699,000 - $23,100,000 = $94,784,399.40

Of course that is assuming you live in Illinois. If you live in say New Jersey, it will be less.

-Nick
So basically it's not worth it.
Plus it wouldn't be physically possible. Unless you had a program set up to fill out the playslips for you it would take years to fill them out. Also, I heard someone from the VA lottery being interviewed and she claimed that evn nationwide there is no way to print that many tickets in one week.
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« Reply #76 on: March 30, 2012, 04:50:16 PM »

Well, somebody is going to win. Probably several somebodies. I'm just saying.
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« Reply #77 on: March 30, 2012, 04:51:58 PM »

You'd have to have quite alot of machines pumping out enough tickets for sure.
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« Reply #78 on: March 30, 2012, 04:59:21 PM »

I get an extra dream day, since I won't know until after sundown Sat that I lost.
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« Reply #79 on: March 30, 2012, 05:01:47 PM »

Is it to early to make Trayvon Martin jokes about walking a mile in the rain for an errand? police
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« Reply #80 on: March 30, 2012, 05:11:47 PM »

Is it to early to make Trayvon Martin jokes about walking a mile in the rain for an errand? police

Yes.
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« Reply #81 on: March 30, 2012, 06:20:56 PM »

I'm pretty sure banks would literally hire or fly in person to handle my accounts and probably try and sell me all sorts of wealth management services. I would milk this for every penny too. Having 500mil is awesome, but having that money and also having a pack of suits flying me all over the country, buying dinner and events and putting me up in swanky hotels for free just for the privelage or warehousing that cash...yeah that's awesome.
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« Reply #82 on: March 30, 2012, 06:52:41 PM »

Is it to early to make Trayvon Martin jokes about walking a mile in the rain for an errand? police

Yes.

if your story involves a reference to a hoodie, then yes.
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« Reply #83 on: March 30, 2012, 07:13:54 PM »

LMAO at a NYC resident. The difference between a no-tax state and a citizen in NYC is: $43,721,370.

Wow.
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« Reply #84 on: March 30, 2012, 10:58:33 PM »

46 23 38 4 2 23
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« Reply #85 on: March 30, 2012, 11:19:50 PM »

I WON 150
SO far
« Last Edit: March 30, 2012, 11:20:02 PM by Achronos » Logged

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« Reply #86 on: March 30, 2012, 11:40:34 PM »

SOMEONE FROM STUPID NEW YORK WON

OMG
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« Reply #87 on: March 30, 2012, 11:44:29 PM »

WAIT IT MIGHT BE A FAKE
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« Reply #88 on: March 30, 2012, 11:47:20 PM »

CONFIRMED FAKE.

OK COME ON A BILLION.
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« Reply #89 on: March 31, 2012, 01:21:11 AM »

So no billion dollar lottery.

Thanks Maryland and Kansas. As if I needed anymore of a reason to hate Maryland more than I do now.
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“There is your brother, naked, crying, and you stand there confused over the choice of an attractive floor covering.”

– St. Ambrose of Milan
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