I like the idea that if someone makes a lot of money, they are supposed take some of that money and share it with the poor and needy.
Charity is a virtue, it is also part of fulfilling the Lord's commandment to love one another. That said, it is not about income redistribution, but about supplying for needs. If I am rich and simply give money to poor people, what does that really do? Does it address the causes of his poverty--joblessness, sickness, lack of education, lack of motivation, etc.? Not really. Giving money may assuage my conscience as a rich man, but it can create more problems, as well as leave other, more pressing needs, left unmet. So, it's not about money. Money is a tool, but not a panacea.
Perhaps both? I mean at seems like the best goal is to be "Middle Class" although this concept developed very late in history and it just seems to me that if the lay people who are not monastics can't own property and can't be prosperous, then the Church is teaching poverty to all. It just seems to me that this is IMPLIED, not that this is what the Church teaches...just something I have noticed and since I am a NEWBIE, maybe if someone could help me better understand it if they could confirm with me that not all monks require lay people to give up their property and be voluntarily poor.
No. There is some misunderstanding here, either on your part or on those you are hearing or reading.
First, monks, as such, are not in a position to require anything of anyone. Monks and laymen have on master, Christ, and one mother, the Church. They both strive to follow Christ's commandments, which are given to all, not just one or the other.
Second, voluntary poverty is just that--voluntary. It cannot be forced on anyone or else there is no virtue in it. It goes along with sacrificial love. For love of God and neighbor, for example, one may give a tithe or more to the parish or a charity, or directly to someone in need. Out of the same love, one may fast and pray, or one may teach Church school or chant. Of course, all these things can be done without love, in which case they are not so profitable.
The Lord did not say that money itself or the having of money was evil, but that "the love of money is the root of all evil," that is, that desire for more and the attachment to money an things of this world--something which people of all classes and economic states can suffer from.
Maybe the confusion here is that you are reading monastic texts speaking of voluntary poverty in a monastic context. Be careful not to apply these to a non-monastic context.