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Author Topic: Dealing with Fraud  (Read 1026 times) Average Rating: 0
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Rosehip
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« on: July 09, 2010, 06:14:49 PM »

It appears I have been the victim of identity theft/fraud a few years ago, and I'm only now finding out about it. I just received a letter from a legal firm stating that I owe almost $2000 to a credit card which I've never owned. I've always been quite scrupulous with my money and buy very little. Presently I am living on next to nothing, not having had a job since '08. It is very difficult. In addition, I am not quite well again, and cannot afford any extra stress, as the stress really does endanger my chances of recovery. It appears I may have to go to court over this and am so appalled by this turn of events; I just don't want such needless stress right now. I know I am innocent, and I am even certain of who stole my identity, but the trouble is, I have almost no way of proving anything.

Please pray that somehow everything will work out in my favour and that my innocence will be proven and that there won't be too much stress. Also, please pray that I can somehow have a good attitude towards these men who wronged me-now in more ways than I even imagined.
« Last Edit: July 09, 2010, 06:15:58 PM by Rosehip » Logged

+ Our dear sister Martha (Rosehip) passed away on Dec 20, 2010.  May her memory be eternal! +
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« Reply #1 on: July 09, 2010, 07:02:31 PM »

Lord, have mercy!
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« Reply #2 on: July 09, 2010, 07:07:48 PM »

Lord have mercy!
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« Reply #3 on: July 09, 2010, 08:24:36 PM »

That's terrible, Rosehip.

Lord, have mercy!
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« Reply #4 on: July 09, 2010, 09:27:27 PM »

Lord, have mercy!
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« Reply #5 on: July 09, 2010, 10:44:03 PM »

Lord, save and have mercy upon thy servant.
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« Reply #6 on: July 09, 2010, 10:45:50 PM »

Lord, have mercy!
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« Reply #7 on: July 09, 2010, 11:17:21 PM »

Lord have Mercy.
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« Reply #8 on: July 10, 2010, 12:17:26 AM »

It appears I have been the victim of identity theft/fraud a few years ago, and I'm only now finding out about it. I just received a letter from a legal firm stating that I owe almost $2000 to a credit card which I've never owned. I've always been quite scrupulous with my money and buy very little. Presently I am living on next to nothing, not having had a job since '08. It is very difficult. In addition, I am not quite well again, and cannot afford any extra stress, as the stress really does endanger my chances of recovery. It appears I may have to go to court over this and am so appalled by this turn of events; I just don't want such needless stress right now. I know I am innocent, and I am even certain of who stole my identity, but the trouble is, I have almost no way of proving anything.

Please pray that somehow everything will work out in my favour and that my innocence will be proven and that there won't be too much stress. Also, please pray that I can somehow have a good attitude towards these men who wronged me-now in more ways than I even imagined.
The same thing happened to me a while back. Someone was taking out $300 per day from an ATM, using my credit card number. The bill ran up to more than $10,000.  I contacted the credit card agency, and they had the video of the person who was taking the money out of the account. I also contacted the three credit bureaus and found out that several attempts had been made to take out loans and apply for credit in my name.  I made the police report and although it did take a while before all of this was cleared up, eventually it was cleared and I did not have to pay anything. So here is my advice:
1. Contact the local police and file a report.
2. Contact your credit card company, fraud division.
3. Contact the three credit bureaus and ask for a copy of your credit file from each one, letting them know you are a fraud victim.
There is a good chance that if you are persistent in this, you will win in the end and come out OK.
Good luck.
and
Lord have mercy.
« Last Edit: July 10, 2010, 12:19:25 AM by stanley123 » Logged
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« Reply #9 on: July 10, 2010, 03:48:22 AM »

Lord, have mercy!
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« Reply #10 on: July 10, 2010, 12:26:20 PM »

Lord, have mercy!
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« Reply #11 on: July 10, 2010, 12:33:52 PM »

It appears I have been the victim of identity theft/fraud a few years ago, and I'm only now finding out about it. I just received a letter from a legal firm stating that I owe almost $2000 to a credit card which I've never owned. I've always been quite scrupulous with my money and buy very little. Presently I am living on next to nothing, not having had a job since '08. It is very difficult. In addition, I am not quite well again, and cannot afford any extra stress, as the stress really does endanger my chances of recovery. It appears I may have to go to court over this and am so appalled by this turn of events; I just don't want such needless stress right now. I know I am innocent, and I am even certain of who stole my identity, but the trouble is, I have almost no way of proving anything.

Please pray that somehow everything will work out in my favour and that my innocence will be proven and that there won't be too much stress. Also, please pray that I can somehow have a good attitude towards these men who wronged me-now in more ways than I even imagined.
The same thing happened to me a while back. Someone was taking out $300 per day from an ATM, using my credit card number. The bill ran up to more than $10,000.  I contacted the credit card agency, and they had the video of the person who was taking the money out of the account. I also contacted the three credit bureaus and found out that several attempts had been made to take out loans and apply for credit in my name.  I made the police report and although it did take a while before all of this was cleared up, eventually it was cleared and I did not have to pay anything. So here is my advice:
1. Contact the local police and file a report.
2. Contact your credit card company, fraud division.
3. Contact the three credit bureaus and ask for a copy of your credit file from each one, letting them know you are a fraud victim.
There is a good chance that if you are persistent in this, you will win in the end and come out OK.
Good luck.
and
Lord have mercy.

Thank you so much Stanley, for alll this practical advice! Thanks to all for the prayers!
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+ Our dear sister Martha (Rosehip) passed away on Dec 20, 2010.  May her memory be eternal! +
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« Reply #12 on: July 10, 2010, 04:58:50 PM »

Lord, have mercy! It happened to us before, although the people who stole our credit card did not spend that much. Thankfully, the credit card company accepted our explanation and we did not have to pay anything. I'll pray that you will not treated unjustly!
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« Reply #13 on: July 10, 2010, 05:18:53 PM »

Lord Have Mercy!

I know how you feel right now. A former roommate of mine did something similar. Hang in there and don't give up!
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« Reply #14 on: July 11, 2010, 01:51:35 AM »

Lord have mercy!
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« Reply #15 on: July 11, 2010, 06:19:08 AM »

Molitve /Prayers / Молитве...

Господе Помилуј....Амин
Lord Have Mercy...Amen
Gospode Pomiluj...Amen

Sorry to hear about this ,My Prayers......
Hope Everything works out in the end......
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ГОСПОДЕ ГОСПОДЕ ,ПОГЛЕДАЈ СА НЕБА ,ДОЂИ И ПОСЕТИ ТВОЈ ВИНОГРАД ТВОЈА ДЕСНИЦА ПОСАДИЛА АМИН АМИН.
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« Reply #16 on: July 12, 2010, 11:16:39 AM »

Lord, have mercy.
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« Reply #17 on: July 16, 2010, 10:23:42 AM »

Lord Have Mercy
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« Reply #18 on: July 16, 2010, 10:28:18 AM »

Sad Lord have mercy!
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« Reply #19 on: July 16, 2010, 10:31:12 AM »


Wow!  So sorry to hear this.  You certainly have enough on your plate as it is.

May the Lord be merciful and help you in clearing up this whole situation - promptly and simply.

Don't stress. 

You are in my unworthy prayers!

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« Reply #20 on: July 17, 2010, 06:34:45 AM »

Lord have mercy
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« Reply #21 on: July 18, 2010, 03:43:40 PM »

Lord have mercy.
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« Reply #22 on: July 19, 2010, 10:24:37 PM »

Lord, have mercy.
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Ordained on 17 & 18-Oct 2009. Please forgive me if earlier posts are poorly worded or incorrect in any way.
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